Business Model — Bilanow

1. Overview

Bilanow is a digital platform focused on balance sheet automation and related accounting workflows for Canadian SMEs. The business model centers on subscription access to software features with optional add-ons and support tiers.

2. Value Proposition

  • Clarity: a single workspace to map accounts, reconcile entries, and generate statements.
  • Consistency: standardized processes aligned with Canadian bookkeeping practices.
  • Efficiency: automation that reduces repetitive entry, categorization, and formatting work.

3. Customer Segments

  • Startups and small firms seeking structured balance sheet support.
  • Growing SMEs requiring multi-user collaboration and reconciliations.
  • Accounting teams managing multi-entity records and period-end cycles.

4. Service Tiers

  • Basic: core automation, manual/CSV import, standard exports.
  • Professional: real-time sync, advanced reconciliations, dashboards.
  • Enterprise: unlimited entries, team permissions, integrations, dedicated support.

5. Revenue Model

  • Recurring subscriptions billed monthly or annually in CAD.
  • Optional add-ons (e.g., extra storage or priority assistance) when available.
  • Volume arrangements for organizations with larger teams.

6. Cost Structure

  • Cloud infrastructure, storage, and security operations.
  • Product development, maintenance, testing, and quality assurance.
  • User support, documentation, and compliance activities.

7. Data Governance and Compliance

  • Privacy-by-design principles across features and processes.
  • Access controls, encryption, and periodic security reviews.
  • Procedures for access, correction, and deletion requests.

8. Reliability and Quality Practices

  • Monitoring, incident response, and change-management protocols.
  • Versioning and staged rollouts to minimize disruption.
  • Usability improvements guided by feedback and research.

9. Partnerships and Integrations

Bilanow may collaborate with trusted providers for infrastructure, analytics, and secure document delivery. Integrations are evaluated for security, contractual safeguards, and user value.

10. Limitations and User Responsibilities

  • The platform supports documentation and reconciliation workflows and does not replace independent professional judgment.
  • Users remain responsible for the accuracy of uploaded records and for reviewing outputs before submission or action.
  • Feature availability may vary by plan and jurisdictional requirements.

11. Roadmap and Continuous Improvement

We continually refine features to enhance clarity, performance, and administrative control. Priorities are informed by user feedback and evolving standards.

12. Contact

Questions about this Business Model or collaboration: team@bilanow.com.